NOT A DEPOSIT. PDF Athene's fixed indexed annuity portfolio The purpose of this material is solicitation of insurance. shareholder value, said Mr. Belardi. EDGAR on the SEC Web site at www.sec.gov. This, however, is not necessarily a positive thing. 4Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Safe Harbor for Forward-Looking Statements. In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. Request Info For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Combines a lower Guaranteed Simple Interest Rate with the potential for Interest Credits. 5 After annuitization, payments will be consistent with the settlement option selected. With that in mind, this annuity review is here to provide you with more in-depth details about the Athene Income Select Bonus fixed index annuity. Not all reinsurance products or structures offered are available in all jurisdictions. Therefore, if you did find that this annuity review was beneficial to you, then please feel free to forward it on and to share it with anyone else that you think may benefit from it, as well. PO Box 19086 regulations; the accuracy of our interpretation of the Tax Cuts and Jobs Registered index-linked annuities can only be marketed and sold by securities licensed financial professionals. Creating lifetime income for a secure retirement. Product features, limitations and availability vary; see the Prospectus for details. Are there any other annuities that you would like to see information about? Not to be used with the offer or sale of annuities. For financial professional use only. or similar expressions. Athene Income Select Bonus Fixed Index Annuity at a Glance. Department of Insurance, the Iowa Insurance Division and other We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. In this review well cover the following information on the Athene Income Select Bonus Fixed Index Annuity: Annuities can be complex. The products offered by Athene include: Athene had total assets of $132.9 billion as of March 31, 2019. jurisdiction. Athene Performance Elite 15 Fixed Indexed Annuity $ 10,000.00 Athene Performance Elite 15 fixed index annuity is a 15-year retirement savings plan offering a premium bonus, designed to safely grow your retirement savings and protect against stock market volatility. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); AnnuityGator.com offers independent annuity product reviews. Act; litigation (including class action litigation), enforcement This annuity has six different crediting strategies, as well as a first-year premium bonus that is credited immediately, rather than incrementally. organic growth, acting as a solutions provider within the restructuring So, as an example, if the cap on the annuity is 4%, and the underlying index had a return of 6% in a given year, then your return, based on the cap, would be limited to 4%. 1 A Fixed Strategy with a 1-year guarantee is also available. Product features, limitations and availability vary; see the Prospectus for details. If youve been trying to find as much information as you can about annuities on the Internet, it is highly likely that you have come across many conflicting details about these products. ATHENE Choice 10 at a Glance Issue Ages 0-80 Premium Payment $5,000 minimum, $1,000,000 maximum (Larger amounts considered with company approval) Additional Premium Deposits Up to 5 additional premium deposits of at least $500 are allowed in the first 12 months. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. 6.1 Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. on the Companys existing authorization. Riders vary by product and are often at an additional charge. Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Income Preferred Bonus Fixed Indexed Annuity - PDF Free Download Beginning in the first Contract Year, you can withdraw up to 10% of your annuitys Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).3, Provides the opportunity for a one-time automatic interest credit. Discover why a registered index-linked annuity may be an important part of your retirement financial strategy. delivering mid-to-high teens returns on equity, resulting in 17% / proof:pdf When you purchase the Athene Ascent Pro fixed indexed annuity and income rider, an Income Base is set up for your rider. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. Any sale of an annuity will require contact with a financial professional. 3676022683 Use these resources to help you make your next life your best life. opportunistically acquired 7.8 million shares of common stock for a An annuity that adapts for changing retirement needs whether for growth, income or help with the unexpected. Use these resources to help you make your next life your best life. MAY LOSE VALUE. You decide how much to save. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY, Allocate to a variety of 1- and 2-year index crediting strategies, including charge and no-charge options. Athene Agility Fixed Indexed Annuity. Financial professionals will be paid a commission on the sale of an annuity. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to your individual circumstances. approach toward managing shareholder capital and opportunistically Optima-Italic The key to achieving emotional and financial well-being in retirement is preparation. The key to achieving emotional and financial well-being in retirement is preparation. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. long-term value creation for shareholders.. 1An annual charge is deducted for the rider. If you look far and wide, you would still be hard pressed to find any financial product or services that did not charge a fee. Adobe InDesign CS6 (Macintosh) And, be sure to check back soon. Call 877-462-8992 to speak to an Alliance-One customer service representative. Retire with confidence Athene Ascent Pro fixed indexed annuity turns the income rider into income opportunity. Insurance products may not be available in all states. Athene, through its subsidiaries, is a leading retirement services The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Not all reinsurance products or structures offered are available in all jurisdictions. and expectations and are often identifiable by use of the words Please see Product Details Insert for more information. . Learn more about Athene FIAs. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. Athene Launches Preferred Stock Offering | Business Wire our reinsurers failing to meet their assumed obligations; the impact of terms received. https://www.businesswire.com/news/home/20190605005566/en/. Athene Holding Ltd. (Athene) (NYSE: ATH), a leading provider of Contact your back office or the Athene Sales Desk for product availability. 3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Additional limitations, variations, and exclusions may apply. MAY LOSE VALUE. retirement savings products, is launching an opportunistic offering of If qualifications are met, the Lifetime Income Athene has previously stated its desire to support a growing number of Need to change your beneficiary? Protecting savings in turbulent times. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. NO BANK/CREDIT UNION GUARANTEE. Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. Athene Annuity | Ascent Pro 10 Bonus Annuity - The Annuity Expert 7700 Mills Civic Parkway Insurance products may not be available in all states. Product features, limitations and availability vary; see the Certificate of Disclosure for details. management and the management of Athene's subsidiaries. All transactions are subject to meeting a reinsurers underwriting requirements. Life Re Ltd., a Bermuda-domiciled reinsurer. 4These benefits are NOT long-term care insurance nor are they a substitute for such coverage. 2015-05-14T10:55:05-05:00 endstream endobj 3 0 obj <> endobj 6 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 7 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 9 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 10 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 11 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 12 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 13 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 62 0 obj <>stream Financial professionals will be paid a commission on the sale of an annuity. While the name Athene USA is somewhat new in the industry, this entity has actually acquired several other insurance and financial companies that have a long-standing, positive track record some having served their customers for more than a century. Athene Ascent Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. this communication relates. Income Base is equal to the Premium plus any applicable Income Base Bonus. Option 2 Guaranteed Growth plus Interest Credits Income Preferred Annuity Rates May 8, 2015 Income . We do, however, also want to be clear in that we fully believe that annuities can, in fact, offer a long list of very good benefits provided that they are a good fit for you and your overall financial goals. 0 With its built-in income rider, the Athene Ascent Pro annuity is designed to help bridge the "income gap" by converting a portion of your personal savings and investments into a stream of income you can count on. PDF AnnuityAdvisors - Where advisors go for advice - Annuity Financial The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. converted Sections 72(Q) and 72(T), Partial Withdrawal / Full Surrender Request, Withdrawal and Surrender Request - Corporate Pension, AtheneAnnuity&LifeAssuranceCompanyofNewYorkAppendix10B(Alternate1), AtheneAnnuity&LifeAssuranceCompanyofNewYorkAppendix10C(Alternate1), Request Partial Withdrawal or Full Surrender under Confinement Waiver or Terminal Illness Waiver, Benefit 10- Request for Withdrawal under Terminal Illness or Confinement Provision, Internal Traditional IRA to Roth IRA Conversion, Request to Transfer Qualified Plan to Qualified Plan, Request to Rollover 403(b) TSA to Traditional IRA. capital solution. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. The completion of the Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. # Maximum issue age for Income Preferred Bonus in Indiana is 74. Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, higher Spread Rate or other limitations not included in similar annuities that don't offer a Premium Bonus. repurchases of common stock is estimated to be approximately 15% of the Aviva AIL Income Preferred Ten Guide - National Benefit Advisory Box 1555 Segment Credit: The amount credited to each Segment Option according to the terms of the Segment Option and Crediting Method. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. In addition, we also know that details about annuities and other financial products, too can change somewhat quickly. PDF Athene Ascent and Athene Income Aspect Rider availability by state The contingent share repurchase capacity authorized to offset any Launching a preferred stock offering is consistent with our flexible Products not available in all states. You may get these documents for free by visiting Registered Index-Linked Annuities | Athene 1An annual charge is deducted for the rider. While your money is not invested directly in the index, you receive Segment Credits based partly on how the index performs. Required fields are marked *. If you would like to see reviews on any other annuity, our team of annuity geeks will get on the ball and get them on our website. Please reach out to your financial professional if you have any questions about insurance products and their features. 0 occurrence of unanticipated events or changes to future operating authorized a contingent increase in the Companys share repurchase representatives from time to time may contain, forward-looking To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. offering proceeds, with the final amount determined upon closing. amended, and Section 21E of the Securities Exchange Act of 1934, as West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) 64 in Florida. send you the prospectus if you request it from Morgan Stanley & Co. LLC Reinsurers may not be licensed in all states. Before you dive head first into the purchase of an annuity, though, it is essential that you have a good understanding of just exactly what these products do and dont do and that you also know how the type of annuity that youre considering will work.