Dr. Ian Smith checks in with The Morning Hustle to discuss the latest vaccine protocols, explains why he's worried about the reaction to the J&J vaccine, and his thoughts on how many people will be vaccinated by the fall. Dr. Ian Smith joins The Morning Hustle for all the latest coronavirus updates, including the variants and what that could mean for vaccine distribution. We care about your data. This is an audio transcript of the Money Clinic podcast episode: What they dont teach you about money. Claer Barrett And you still have the doll? Tap in to some of the newest music released this week including new projects from Masego and Young Nudy and a track from Babyface & Ari Lennox. Ange is the third of the original five members of the show to depart following the exits of On-Air Jordan and comedian Billy Sorrels. Whats your advice to people whove already got out of their depth? Mortgages. I mean, youve got to work together as a couple on your finances. . Isabel Berwick Yeah. Weve got to. So I ended up overpaying about 200, I think, for this coffee table more than I should have done because of all of those interest payments getting charged on that card. But as a way of getting started, dipping your toe in the water, I think, you know, absolutely fine. Dallas KBFB-FM 97.9 Dont feel like youve got to sort it all out in one go because thats just totally overwhelming. And certainly its quite hard for couples especially to say, well, if you did leave your job and if you did retrain to be something else, and these are all the things that we would have to go without. If you reach out to people who are who you follow, they are willing to give you a bit of time and advice and the benefit of their experience. They know that youre paying for things, when you stop a cab . And I tell the story. All these troubling teen headlines Lore'l's been seeing says it's time to do more than just pray for our youth, and it's really time we help them out. Isabel Berwick I still have the doll. It wasnt, you know, some brilliant world dominating plan. Yes. Isabel Berwick So we gonna . Bad Weather Won't Ruin Your Vacation Anymore , Retirees Are Earning Up to $20,000 Per Month With. Claer Barrett It could have been so different. Ange and Sorrells were part of the original The Morning Hustle, previously a local show on Radio One urban contemporary 93.9 Kiss FM WKYS Washington, DC. And if it isnt, you know, money coaching, it gets a bit of a bad rap sometimes because money coaching, its one of these catch-all terms you need. Isabel Berwick Got them. You know, should you stick in a terrible job because of the money? Joining Headkrak and Angie Ange on this exciting new journey will be OnAir Jordan, Lorel, and Billy Sorrells. But youve still got the memories? My first book, you may have heard about it on the show. I think weve asked a lot of you today. 2,025 likes, 16 comments - Simran Boparai (@simrn.boparai) on Instagram: "What drives you to get up in the morning and chase your dreams? Obviously, you know, youve got links within your family, your parents, friends, if you can be bothered to talk to them. Claer Barrett Well, when I take my four-year-old niece anywhere on the Tube, she says to me, Credit card, Aunty Claer, because she wants to be the one who taps to get out and in on the Underground. So I wont name them all. Weve got any people who are teenagers watching. So you dont want to be investing money that you might need back in a couple of years time because if stock markets fall and you cant leave your money in there sequentially, reinflate as they get better over time, then youre gonna be taking your money out and crystallising that loss. You know, pay isnt going up at the same rate. Isabel Berwick You see babies going like this now, dont you? I broke up with a boyfriend. Powered by Vipology, on SoundExchange Welcomes Strouse, Cohn, Carmichael, on Audacy Exec. Ange was the original host of the show when it launched locally in Washington DC on Radio One Hip Hop 93.9 WKYS in July 2018. Thats the incentive from the government, from employers for us to do that. It's just money. Birmingham AL WALJ-FM 105.1 92 Q's themorninghustle, Author at 92 Q92 Q: THE MORNING HUSTLE is the freshest program in broadcast with an entertaining, humorous and informative take on urban pop culture from the Millennial and Generation Z point of view, meant to wake up its audience to the beat of today's Hip Hop. Frankly, I didnt build up bigger debts. Im there to learn and to absorb as well. So wonderful to break down those taboos and start lots of money conversations. But if youre in a regular paid job and you know that if you do get made redundant, youre gonna get a redundancy pay-off, then maybe you dont need quite so much. A lot of these are untested schemes or crypto investments. Which included a coffee table not unlike the one in front of us. Claer Barrett Well, I think the reason I wanted to write this book is because I feel that a lot of us have got emotional barriers which we might acknowledge, we might not acknowledge that are preventing us from getting to grips with our money. But you must treat that responsibly. Show them your bills if theyre a bit older, if they want to get a mobile phone, say, OK, you go and do a costing, you know, like what would it be? Philadelphia WRNB-HD2 100.3 HD2 Im sure well mention a few of them later on. Then you can make a more informed decision and if you do need to cut it, if thats the only lever you can pull, then try to resolve to start paying in again as soon as you can. (laughter) Its just been fantastic. Santillian will be accompanied by incumbent co-host Monica Lorel Torres as Headkrack exits. Raleigh NC WQOK-FM 97.5 Isabel Berwick I saved up week by week for a dollar called a Sasha doll, which is now worth a huge amount of money. Nice to hear from you. And I say, Do you want to make some extra money on the side? Or, Ive got a great side hustle idea. You can imagine where it goes. Yes. And then youre also getting the benefit of paying less tax because money that you pay into a pension you dont pay tax on, it can grow tax-free until you retire. But like even on LinkedIn, like people often send me messages as a journalist on LinkedIn and ask me what a career in journalism is like. The late great Khia "K-Swift" Edgerton gave him his start on 92Q as the producer of "Off The Hook Radio" with Reggie Reg. But it sounds like the person whos answered this, hes asked this question is in a serious, committed long-term relationship. Not a good idea, but in the US in some circumstances, obviously it can be. Your first port of call should always be, If I pay more into my company pension, will my employer also pay in more? Its called matched contributions. You can set it up in the back of a taxi kind of thing, but you can also look at it all the time and fiddle, and fiddling is not good for investing. Santillian had joined WGCI in January 2015 after fifteen years at Entercoms 102 Jamz WJMH Greensboro NC where he rose from Promotions Coordinator to night host and then spent a eleven years leading The Wild Out Wake Up Show. In fact, I think I was the personal finance editor of a national newspaper at the time, and I had a fling with someone that lasted about six weeks. That episode is called Whats the cheapest way to invest, which is why its popular with so many people. People are kind generally if you dont ask too much of them. And it wasnt that they didnt know what to do. Were lobbying more for that, both within maths but also within English, within PHC sessions, and were making lots of material that teachers can use. Its basically a request for money, saying buy some unregulated crypto. There's been no official word on a replacement. And if youre watching things in the UK, there are certain things that cross the transatlantic border, like, you know, investing regularly, you know, little and often small amounts, compound interest, the miracle of how these investments into index funds, in particular, where youre buying a slice of the whole market is cheap and your money can grow quite substantially over time. Claer Barrett. If youre worried about your job, worried about money, any of these things, they do say a problem shared is a problem halved. Often someone will hang back at the back and they always know that they want to talk to me about debt when everyone else is gone because there is this huge sense of shame. So, you know, youre paying a small subscription and theyre doing lessons about the basics of investing. A Psychologist Reveals 3 Signs You Should Walk Away From Someone Fast. And I wanted to talk a little bit. @morninghustleam. My Working It podcast is out weekly. So I would suggest you have a listen to that. Now, so far this year, my own stocks and shares Isa hasnt made any money for me. Right? Currently, Sissy is the co-host of the Kenny Smoov Morning Show which airs weekly from 5am-10am on WQQK 92.1 Nashville. Lots and lots of ways you can get them thinking about it without sort of making them money mad, which I think a lot of parents are also worried about, and the cost of living crisis getting them to be worried because they see on the news all the time, you know, inflation is spiralling. How do you handle when your partners spiralling into debt and he/she is not ready for a debt advice or counselling? So if youre buying one thing a month on it, paying it back in full when the bill comes in, maybe even set up a direct debit to pay the amount off in full thats a good habit to get into. But one of my earliest money mistakes was taking my eye off the ball when it came to a store card from a certain Swedish furniture retailer. But the moral of the story is 20 years later, I still have the same coffee table, although I dont hold onto the legs as much anymore. The child was reportedly arrested after the police was called on the young girl after she became upset . They just kind of like needed a bit of help to get themselves organised and actually put some of the plans in place for themselves that they were doing for their clients. The Isa system, stocks and shares Isas, which means that if your investments grow within it, theyre protected from all different kinds of tax, whether thats capital gains tax, if theyre growing in value, dividend tax, income tax, when you take money out. CNN anchor Don Lemon has hit out at the network after his firing, which came after accusations of misogyny and misbehaviour. So you need lots of things. The Quicksilva Show with Dominique Da Diva, Minorities and Mental Health Video Series. It could have been a lot worse. Headkrack, a former member of "The Rickey Smiley Morning Show," has been hosting "The Morning Hustle" since it was launched into syndication in 2020. After the premiere of their highly anticipated biopic, former member Spinderella had a few choice words for the duo after she was omitted from the film reflecting the groups iconic history. What would be your top tips for teaching financial knowledge to children? Isabel Berwick What about the fact we dont use cash anymore? We dont know. Now the fees are marginally higher on these funds where you can invest very, very small sums and put them into an Isa. the morning hustle The Song Contest Winner: SteakSawse Drops Video For Sunny Dizzle's SteakSawse team releases video for "Klikkk Klakkk" paying homage to Breonna Taylor, Stephon Clark, Tamir Rice and more. Clarksdale MS WAID-FM 106.5 The Bachelor Host Chris Harrison Steps Down After Racism Controversy [WATCH], Angies Motivation: If Today Was The Last Day Of My Life Steve Jobs, Hip Hop Spot: Everything Bobby Shmurda Did Upon His Release From Prison [WATCH], Tamar Braxton Shares Why She Wasnt Surprised By Birdman Being Tonis Type [EXCLUSIVE INTERVIEW], Whos Cappin?! And she says, you know, youve got to ask for help if youre in problem debt. So, you know, keep watching. Obviously, I no longer think that.". Among the lessons below: the brilliance of a "treasure hunt merchandising philosophy.". My biggest money mistake was when I was a personal finance journalist. Isabel Berwick No, I think thats a great point, actually. NBC News Correspondent Geoff Bennett checked in the day after the historic inauguration to break down everything that happened, and why it's such a historic moment for Kamala Harris and all the little girls who witnessed history! Comments have not been enabled for this article. . Isabel Berwick So in the webinar, we delved into the ways that your financial personality, as you call it, can affect the ways you handle money. If you own your own house, then youre gonna need to have home maintenance money because you know things will do go on. Jackson TN WJAK-AM 1460 You know, I this sort of thing, this is something friendly and Im not gonna be intimidated by it. And not only did I go overdrawn, I busted my overdraft limits. Exactly the situation that you mentioned is, Oh, you know, lets do this, lets do that. You know, youre in the first throes of romance. He took half the furniture with him, went down to the shop and it said like, You can get 20 per cent off today if you sign up for our store card and buy furniture. So I did, but I didnt look at the repayments. You know, should you think about paying down your mortgage rather than taking out an Isa? THE MORNING HUSTLE is a fresh new radio show with an entertaining, humorous and . And one of my favourite Instagrammers, Debt Camel follow her if you dont already was a guest on a recent episode. Does he feel bad about what he helped usher into the world? And Im going to throw it back to you a bit because I think its thinking about careers now, thinking about careers and how you can earn money for the rest of your life. Claer Barrett Yeah, I mean, its one of those things that financial advisers kind of pluck out of the air and say, You need to have six months. I think a lot of it depends on your individual circumstances. You know, Im paying off the credit cards. But often, if youre trying to get into a particular career or pivot as an older person, its amazing. This is a really common question that listeners of Money Clinic podcast ask us a lot. Headkrack and Monica Lorel Torres remain in place on The Morning Hustle. They could see that their female partners in particular were so frazzled and so busy trying to juggle all the different elements of life that actually their personal finances were being neglected. I can do it. But now he's warning of the dangers. So I think weve had a separate question on that. Theres no rush. Marc is not just a good host, but he is actually a great journalist. Especially right now, people saying, Well, can I stop my pension contributions? See our privacy policy. Santillan, who has hosted The Chicago Morning Takeover on iHeartMedia urban contemporary WGCI Chicago for the past seven years, joins Monica Lorel Torres on the program. Claer Barrett You get really pissed then, its like the broom that spin around and so my luxury at the time, I would often come home and find me lying on the floor, (chuckles) past asleep. How do we know, you know, who to listen to? And nowadays with the cost of student debt, the extra costs that youll rack up if you start one course and then switch courses and move to another one. "But most people thought it was way off. Im always decluttering. Joining. I think thats a thats a brilliant point. Theres something I found really comforting. But the other thing that people overlook, which they often did in the pandemic, because there was all of this talk of investing apps and trading in crypto. Co-hosts HEADKRACK and LORE'L continue as . We'll be in your inbox every morning Monday-Saturday with all the days top business news, inspiring stories, best advice and exclusive reporting from Entrepreneur. (laughter). But it did give me time to think about what I actually wanted to do. Its been great. Huntsville-Decatur AL WEUP-FM 103.1 This is very easy for people to do nowadays. Sunny Dizzle's SteakSawse team releases video for "Klikkk Klakkk" paying homage to Breonna Taylor, Stephon Clark, Tamir Rice and more. Tamar Braxton is spilling all the tea on her life, her podcast, her relationship with WeTV, and her sister's relationship with Birdman. And, you know, gifts, jewellery, flowers, you know, the expectations around things like Valentines Day. Im @ClaerB. I, we flew around London taxis. Weve got the best workplace and management stories from across the FT. Sign up at ft.com/newsletters. And I particularly like this coffee table. See our privacy policy. Ill be like, Esthel, come back. Savvy fans might remember Headkrack from his time on The Rickey Smiley Morning Show, and they can expect more of his hard-hitting commentary on all things Hip-Hop and Pop Culture. Did Joe Exotic Really Think He Was Getting A Pardon From Donald Trump?! Geoffrey Hinton, often called "the Godfather of AI," spent most of his career singing the praises of artificial intelligence. You know, you can pick the resources you want and also the FT FLIC website. "Take the difference and propagate it forward. When you describe pensions as free money, which I talk about in the book, people get more interested because pensions you think pension are years away, tomorrows problem. Because youre involved with the Financial Times FLIC campaign, financial literacy and inclusion. Manchester City 3-0 Arsenal (De Bruyne 54) Haaland snaffles possession in the middle of the park and steams off down the middle. But conveniently, that was also the topic of last weeks episode. The Morning Hustle show will feature Headkrack, Angie Ange and more. Claer Barrett I do write things down. Like the scientists and thought leaders who signed the open letter a few months ago, Hinton is concerned with the speed at which AI technology is advancing. You know, anxiety is the biggest one, especially at the moment, and Im really, really glad to see that people whove, tell me that they feel anxious about their money have tuned in today. Isabel Berwick It could have been very lucrative. But theres one here. So you never really know who anyone is online. Kanye's Donda Academy Sued: Alleged Racism, Short Pay & Sushi Overload. Lance Venta is Owner and Publisher of RadioInsight.com. Visit our, Kyle Santillian Joins The Morning Hustle As Headkrack Exits, Beasley Appoints Mike Cutchall As Las Vegas VP/Market Manager, Ramona Halloway To Move From WLNK Mornings to Radio One Charlotte Community Affairs Manager, Cort Johnson Joins 98.1 The Breeze For Mornings As Jack Kulp Retires, Christen Limon Rises To KYSR Music Coordinator, WKHX Launches Amanda & Garrett In Middays. It may not even be crypto at the end of it. I thought it was 30 to 50 years or even longer away. You remember, like when we were younger? Theres lots of free articles, sources and information videos because, of course, videos could do a much better job of teaching people than necessarily written materials can. Thank you for subscribing! I think with auto enrolment, your employer has to pay in about the same. 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Thats the crucial thing, the paying it back. After ChatGPT debuted in March, an open letter signed by more than 1,000 people urged for a six-month pause on the development of systems more advanced than ChatGPT-4. Give Aunty Claer her card. But nevertheless, you know, they know that its a transaction, but they dont see the value. And weve both talked about our biggest money mistakes Isabel Berwick Which is brilliant. Isabel Berwick You just do one thing at a time. Claer Barrett Aged about three or four, eavesdropping on the stairs, looking through the banisters, watching my Mum and Dad manage their money around the kitchen table at night. Oh, hi Claer, how are you? Isabel Berwick Yeah. The Quicksilva Show with Dominique Da Diva. Its a really small thing. If you take one of these so-called IVAs, you could end up in a worse position than you started off in. The Morning Hustle show will feature Headkrack, Angie Ange and more. In this role, Sissy researches and creates content for the hourly news segments as well as The Get Down With Sissy Brown, the daily urban entertainment segment. Claers messaging me? And it just made me feel differently about money. All of these things suggest lots of ways in the book that people could, you know, just take those, put them on their financial to-do list and get going. Not uncommon, theyre called credit builder cards. "I am stunned," Lemon wrote on Twitter, saying he was told by his agent . Its the same for all kinds of other addictions because I think, you know, spending can be an addiction. Sometimes mixing friendship and business can get messy, and that's what happened in Asking For A Friend this morning. In an interview with the New . Montgomery AL WJWZ-FM 97.9 Hell bring that infectious energy to The Morning Hustle, now heard in approximately 30 urban markets. And then to find out actually that your partners in debt because of all of this can be a big shock. And sometimes theres an expectation that people it doesnt have to be the woman, it could be the man, you know needs to be treated. Theyre saying its crypto, but you transfer money to them and then bang, the moneys gone and your bank will say well, you didnt take enough care and attention. That's scary. Claer Barrett Yes. Isabel Berwick Thats a question a lot of people ask. But even I know thats often not the way. Spinderella Goes on Twitter Rant About Salt-N-Pepa Leaving Her Out of Lifetime Biopic [WATCH], Dr. Ian Smith Explains What You Need To Know About The Coronavirus Variants & Impact On Vaccines, DaniLeighs Apology Stirs Yellow Bone Pot Even More & Beyonc Teases New Ivy Park Collection, Hip-Hop Spot: Rick Ross Gets Fried For Misogyny After Signed Clip Resurfaces [WATCH], G.G. The Morning Hustle 04.25.23. see more. Prior to his run in Chicago, he led the WJMH morning show in Greensboro, North Carolina. And I think that with the demise of things like paper rounds and sassy jokes housing your kids towards passing their exams, this is unfortunately part of learning about money that everyone is missing out on. Lore'l had to give "Who's Cappin?!" Claer Barrett Yeah. My first book, you may have heard about it on the . Well send you a myFT Daily Digest email rounding up the latest Transcript news every morning. Because people, there was an element of shame of not knowing in the first place, but there really shouldnt be. So I think one of the problems that doesnt get talked about very much is that some of the most high-profile people on TikTok especially are American. I found out about my company pension scheme. 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