Cardholder Agreements and Fee Information. Credit cards cannot be used with Zelle because the application is intended to transfer money between bank accounts. You can get money through Western Union directly to your credit or debit card. Knowing your options for reloading this prepaid debit card can help you plan ahead and be sure your funds are available when you need them. Chime review - overall score 4.4. There may be other resources that also serve your needs. Global payment company Netspend offers a prepaid debit card that allows the cardholder to make electronic payments online or in person. Can I still use it to make purchases? You'll receive an automated response to let you know we received your e-mail. Defense finance and accounting service payments, State unemployment benefits, varies by state, Government disability benefits-SSDI or workers compensation (varies by state). Set your threshold > Save. Veterans Administration Compensation and Pension, Defense Finance and Accounting Service Payments (DFAS), State unemployment benefits (varies by state). Well send a new one to your home mailing address. Approval review usually takes 3 to 5 minutes but can take up to one hour. Visit any of the over 130,000 reload locations in the Netspend Reload Network 3; You may also be charged a fee by the ATM operator. Brinks FAQ: The basics. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. The Business Owner or an Admin can also reissue you a card if you need a replacement. Explore guides to help you plan for big financial goals. Or, log in to yourOnline Account Centerto report your Brink's Money Prepaid Mastercard as lost or stolen. PayCard Visa Payroll Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Confirm your action. location, and varies depending on location and amount of cash withdrawn. To use the Card, you will need to activate the Card, verify your identity1and register the Card. Click here to find a store near you. There is no credit check and there is no fee to order the Card. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Third party websites may have different privacy policies and/or security standards governing their sites. Inside the app, select the "Mobile Check Load" option, which guides you through the process of taking photos of your check. Yes, there are two ways employees can access funds. After youve signed up for Anytime Alerts, text BAL to 22622 anytime to receive your balance via text. Check your Brink's Money Prepaid Mastercard Online Account Center page on a regular basis, even if you are not using your Card on a regular basis. Neither Plan Fee option includes any other fees. 1. That makes it possible for another person to deposit money onto the account by bank wire. The use of this Card is subject to the terms and conditions. I didn't order a card but I received a Brink's Money Prepaid Mastercard in the mail. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. Up to $3.95 per load. - Move money to and from Savings Account. Fee to send money is determined and assessed by Western Union. These include; i. When will my Direct Deposit funds be available? Login to theOnline Account Centerto use this service. ACH Reversal initiated only from an employer's bank as long as funds are available, and 2. Details about bill payment methods are available in the Online Account Center. It only takes a few minutes to open an account online or in person and there's no credit check or minimum deposit requirements. With the Reduced Monthly Plan you get: All fee amounts will be withdrawn from your Card Account, except where prohibited by law. The employer will receive a number of Instant Issue Packs, each containing a temporary Paycard, that the employer can hand out to employees. All other trademarks and service marks belong to their owners. You may be charged a purchase fee of up to $9.95 depending on the retailer. 9 While this specific feature is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. LaToya Irby is a credit expert who has been covering credit and debt management for The Balance for more than a dozen years. You can have your paycheck direct deposited into your Netspend Card and, generally, get your funds up to two days faster than with the traditional banking practice. Start using your funds or minutes. .The payroll card allows employees without traditional bank accounts to skip check-cashing headaches and get instant access to their money on payday. To view the fee plans and other costs associated with using the Card ordered through this website, see ourfee schedule. The cashier will swipe your card and load funds directly to it. Once your Brinks Card arrives in the mail, activate your Brinks Card by login into brinksprepaidmastercard.com and verify your identity with your name, address, date of birth and government ID number. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Our Reload Center locator helps you find the lowest-cost locations nearest to you. Call us immediately, if you think you or your Brink's Money Prepaid Card Account may have been subject to fraudulent activity. to fraud prevention restrictions at any time, with or without notice. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. When your Card arrives, read the enclosed materials including theCardholder Agreementthen activate your Brink's Money Prepaid Mastercard. That will help minimize the chances that someone else can use the lost card. Once the Card Account is funded, the money is yours to spend. This information may include links or references to third-party resources or content. You can load checks to your Card Account at your convenience without the hassle of waiting in line. These are promotional rates and may change without notice pursuant to applicable law. Rapid Reload is included at no extra charge for Preferred cardholders. There are no credit checks, activation fees, and minimum balances. Do Transactions Go Through on Bank Holidays? 3 No charge for this service, but your wireless carrier may charge for messages or data. Or, you can purchase a card in person at participating retailers like CVS, Family Dollar, Walmart, or 7eleven. Fees, limits, and other restrictions may be imposed by Netspend and other third parties in connection with use of the Netspend Network. Your online banking credentials are protected by 256-bit Secure Socket Layer (SSL) encryption to keep your information safe and secure. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network load it to fund your card. Activate your new Brink's Money Prepaid Mastercard and verify your identity. We are not responsible for the information provided by, or the security of sites linked to or from our website. Netspend. Percentage taken of total check amount. Most prepaid credit cards accept electronic funds transfers from banks. The Netspend All-Access Account offers unique perks like a large ATM network, overdraft protection and early direct deposits. Once youre enrolled, a personalized card with your name on it will be sent to your home mailing address. Employees have Skylight Checks,5 which can be cashed at no cost at any U.S. Bank branch locations, at participating Walmart locations, and at participating ACE Cash Express locations. You may be able to: Arrange for a paycheck or other regular payment to be directly deposited onto the card Transfer money from a checking account or another prepaid card Buy a "reload pack" to add a certain amount to your card Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Subscription Downgrade - You may first need to cancel cards from your account before the downgrade capability is available. No cost for online or mobile Account-to-Account Use this chart to determine the limits. An inactivity fee6 will be charged monthly to a Brinks Money Account with funds after it has been inactive for a period of time, which is described in the Cardholder Agreement. There's no interest or late fees because it's not a credit card. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. No fee to receive create up to a $10.00 negative balance on your Card Account. Cards in the Netspend universe charge similar amounts, but you can choose among others that may cost less or provide more convenience. If there are no funds on the Paycard, the inactivity fee will not be charged and the Brinks Money Account will not have a negative balance. By clicking Accept All Cookies, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. If you think you've received a fraudulent e-mail related to your Brink's Money Prepaid Mastercard, please forward it tobrinksprepaid@netspend.comand we will investigate it for you. $9.95 per lost, stolen, or damaged Card replaced. Routing and Account Numbers will stay the same, but the Paycard number will need to be updated for reccurring bills and payments. Once your bank processes your transfer, your funds will be made available the same business day*. Log in to your Online Account Centerto transfer money between your Brink's Money Prepaid Card Account and your Savings Account. - Find the closest reload locations. During your free trial, you can add as many as up to 100 cards. The other person must know the routing number and account number for the prepaid credit card. What do I do when I receive my Brink's Money Prepaid Mastercard in the mail? When an employee gets a replacement Paycard, does the employer have to update the employees new Paycard number in the ACH system? Contact the bank or lending institution that holds your account. Government payments must be deposited in full. What do I do if my Card is lost or stolen? Yes, there are two ways employees can access funds. The APYs were accurate as of var now = new Date(); var balanceDate = now.getMonth() + "/01/" + now.getFullYear(); document.write(balanceDate);. How do I remove my name off of future offer mailing offers? If you wish to change to another Plan, just call 1 (877) 8493249 or visit. If you lose your card, contact us immediately so your lost card can be cancelled. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. $3.00 per transfer. Click Download. Order Your Brink's Money Prepaid Card Here >. Brink's knows what's valuable to you. numbers. Or to automatically add to your balance in the future, click Set Up Auto Reload. It is not legal advice or regulatory guidance. There is no minimum balance. How do I transfer money to my Savings Account? Brinks Money will set up a Corporate Portal profile where the employer can enroll employees in the program upon activation and ID verification. See the Cardholder Agreement for details. Enter the amount you'd like to transfer > + Add Fund Additional Information - There is a maximum deposit limit of $10,000/day - Processing takes 1-3 business days Automatic Deposit via Brink's Money Transfer Scheduled Reload 1. To opt out of future mail offers, call 877-849-3249, e-mailbrinksprepaid@netspend.com, or write to: NS Consumer Opt-Out, P.O. There are two options to update the address information. Card activation and identity verification required before you can use the Card Account. To find a reload location near you, type your zip code in Netspend's online location finder. How will the employer receive employee account information to set up Direct Deposit? Navigate to the Funds tab > Click to connect a bank > Connect your bank via micro deposit verification2. If an employee has a change of address, who needs to make this change? Combines the benefits of a prepaid card with a traditional bank account but watch out for fees. Enter the desired deposit amount3. [5] If you have a checking or savings account, use it to add money to your All-Access Account. 1 Employees who have received an Instant Issue Pack (including the Brink's Money Prepaid Mastercard and the Cardholder Agreement) and have consented to receive their funds via the Brink's Money Prepaid Mastercard can enroll in the Brink's Money Program. For lost, stolen or damaged cards, you will receive one replacement card at no cost every 12 months.3, There are several ways: Register for Online Account Access That way you can log in from a computer or mobile device when its convenient for you. Basically, you may use your now total card balance of $60.00, however, you wish. Find out how. The Walmart MoneyCard Mastercard Card is issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. That will help minimize the chances that someone else can use the lost card. Box 18100 Richmond, VA 23226-8100,U.S.A. We use cookies to understand how you use our site to improve your experience. Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Each statement will include settled transactions from all activity occurring on your account from the first to the last day of the month. 1 IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information that identifies each person who opens a Card Account. Green Dot is a registered trademark of Green Dot Corporation. Find the lowest-costNetspend Reload Network locationnearest to you. According to Netspend, residents of Vermont are ineligible to open a card account. Navigate to the Funds tab > Click the Bento Transfer icon2. Other check cashers set their own policies regarding check acceptance and may charge you a fee to cash Skylight Checks. Rapid Reload is included at no extra charge for Preferred cardholders. If you do not want this card, you can simply shred or dispose of it securely. characters. You can receive wire transfer to your Netspend card through Western Union. You may be able to: You may be charged a fee for some ways of adding money to your card and not for other ways. How do I close my Brink's Money Prepaid Card Account? You can use a Skylight Check to withdraw all of the money that is in your Brinks Money Account. We may also ask to see your driver's license or other identifying information. Note: Most major banking institutions support instant bank account verification. The Instant Issue Packs also contain the Cardholder Agreement related to the Brink's Money Program so that an employee can review them as part of the employer's pay election process. Card may be used everywhere Debit Mastercard is accepted. Well send a new one to your home mailing address. There are more than 130,000 convenient locations in the U.S. where you can load money to your Brink's Money Prepaid Card Account using the Netspend Reload Network. Your Card Account must be active and in good standing in order for electronic direct deposits to be credited. The rapid! Brinks Money Transfer1. If you use Brink's Money Prepaid Mastercard Online Banking, don't share your username and password with anyone. And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Scroll to the Settings section and tap Linked bank and cards 3. Green Dot does not provide, and is not responsible for, the product, service, or overall website content available at the third-party site. Enter the amount you'd like to transfer > + Add Fund, Additional Information- There is a maximum deposit limit of $10,000/day- Processing takes 1-3 business days, Automatic Deposit via Brinks Money TransferScheduled Reload1. arrow_forward. After that, enter your credit card details. This is a third-party fee and is subject to change. All other trademarks and service marks belong to their owners. processed. Brinks Money will set up a Corporate Portal profile where the employer can enroll employees in the program upon activation and ID verification. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the maximum ammount permitted by law upon receipt of funds by the Issuer. The system will recognize that the cardholder already has a Brinks Money Account and will link the new Paycard to the cardholders account. When choosing a prepaid card, think carefully about your needs and about how you will reload your card. If you have a physical check to deposit to your account, you can use the Netspend Mobile App to take a photo of your check with your phone to complete the deposit.